Simple, Transparent Pricing
Start free. Upgrade when you're ready for unlimited analyses and carrier-level negotiation power.
Free
Perfect for contractors getting started with supplements.
- ✓3 full claim analyses
- ✓ESX & PDF adjuster scope import
- ✓AI field walkthrough (voice recording)
- ✓AI gap analysis — 2,000+ knowledge base items
- ✓Supplement letter generator (GPT-4.1)
- ✓Missing items + O&P detection
- ✓Quantity & unit price discrepancy finder
- ✓Claims history dashboard
Does Pro Pay For Itself?
The Math
~3 min
Time to write a supplement letter
vs. hours of manual research and writing
10–20+
Missing items found per claim
gaps the adjuster's scope didn't include
$29
Pro cost per month
often recovered on a single line-item dispute
Writing a supplement letter manually takes hours. Estimarc AI does it in minutes — with code citations, Xactimate line items, and carrier-specific language already included.
Every Feature, Explained
Core tools available on Free. Pro features marked below. Unlimited analyses on Pro.
ESX & PDF Scope Import
Upload the adjuster's ESX file or a PDF scope sheet and Estimarc parses every line item — room, description, quantity, unit, and price — in seconds. No manual re-entry.
AI Field Walkthrough
Dictate notes room by room while you're on-site. The AI asks targeted follow-up questions based on the adjuster's scope to make sure nothing slips through the cracks.
AI Gap Analysis
Cross-reference your field findings against the adjuster's scope. Every missing line item is flagged, categorized by room, and ranked by priority — critical, high, or medium.
Supplement Letter Generator
One click produces a professional, carrier-ready supplement letter with specific IRC/IBC code citations, Xactimate line item codes, and a per-gap justification for every missing item.
O&P Detection
Estimarc automatically identifies when overhead & profit has been improperly withheld based on the scope of work, and flags it with the correct industry standard argument to include in your letter.
Quantity Discrepancy Finder
Compares quantities and unit prices in the adjuster's scope against industry norms. Flags under-measured rooms, short-counted squares, and unit price deductions with specific rebuttal language.
50-State Law Intelligence (Pro)
Know exactly which mandatory code items apply in your state, whether the matching doctrine is enforceable, and the prompt payment law deadlines — all cited and ready to drop into your letter.
Carrier Tactics (Pro)
Carrier-specific negotiation playbooks built from thousands of claims. Know which arguments land with your specific carrier, common denial reasons, and what language triggers approvals.
Rebuttal Engine (Pro)
When the adjuster denies your supplement, paste in their denial and Estimarc generates a targeted counter-argument letter — up to 3 rounds of back-and-forth per claim.
Pre-Scan Photo Analysis (Pro)
Upload job site photos, floor plan PDFs, or video frames before your walkthrough. GPT-4o vision scans every image and flags damage or missing scope items the adjuster likely missed.
Xactimate Code Mapping
Every gap Estimarc identifies is automatically matched to the correct Xactimate line item code — so your supplement speaks the adjuster's own language and can't be dismissed on technicalities.
Key Findings Summary
After analysis, get a plain-English executive summary of the biggest gaps, total estimated recovery value, and the strongest arguments to lead with — so you know exactly where to focus first.
Priority Scoring
Every missing item is scored critical, high, or medium based on claim value and win likelihood. Start with your strongest arguments and build momentum from the first page of your letter.
Claims History Dashboard
Every claim you've analyzed is saved with its full gap list, letter, and rebuttal history. Spot carrier patterns, track recoveries, and pull any past letter in seconds.
Session Continuity
Walk away mid-analysis and pick up exactly where you left off. Your walkthrough notes, gap findings, and draft letter are saved automatically in your browser session.
Claim Types Supported
Hail & Storm Damage · Wind Damage · Water & Flood Intrusion · Fire & Smoke Damage · Roof Replacement · Siding Replacement · Window & Door Replacement · Gutters & Fascia · Interior Water Damage · Structural Damage · HVAC Replacement · Fence & Detached Structures · Code Upgrade Items · O&P Disputes · Quantity & Unit Price Disputes · Matching Doctrine Claims · Ice Dam Damage
How We Stack Up
Estimarc Pro vs. the alternatives contractors use to fight underpaid claims
⚠️ = partial/requires manual work · ❌ = not available · Data based on publicly available feature pages, April 2026
Frequently Asked Questions
What counts as one claim analysis?
Each time you run a full analysis — importing an ESX or PDF scope, completing the walkthrough, and generating results — counts as one analysis. Free accounts get 3 analyses. Pro is unlimited.
What file formats does Estimarc accept?
Estimarc imports ESX files (Xactimate's native format) and PDF scope documents. For photos and pre-scan analysis, JPEG, PNG, WEBP, HEIC, and PDF floor plans are all supported.
How does the rebuttal engine work?
When an adjuster denies your supplement, paste their denial letter into Estimarc. The AI reads their specific objections, cross-references your original gaps, and writes a targeted counter-argument with citations — up to 3 rounds per claim on Pro.
Is the 50-state law intelligence actually accurate?
State intelligence is sourced from each state's building codes, insurance statutes, and department of insurance bulletins. It identifies mandatory upgrade items, matching doctrine enforceability, and prompt payment law timelines. Always verify critical legal arguments with a licensed PA or attorney before submitting.
Can I cancel anytime?
Yes — cancel anytime from the Manage Subscription page. You keep Pro access until the end of your billing period. No questions asked.
Do free analyses roll over or expire?
Free analyses are a lifetime allowance of 3 — not a monthly reset. Once you've used all 3, upgrade to Pro for unlimited analyses.
What payment methods do you accept?
All major credit and debit cards via Stripe. No PayPal at this time.
★★★★★
“Found 14 missing line items on the first claim I ran. The letter wrote itself.”
Marcus T.
Roofing Contractor · Dallas
★★★★★
“The rebuttal engine got a denied O&P approved on the second round. That alone paid for months of Pro.”
Jessica R.
Public Adjuster · Phoenix
★★★★★
“State law intel flagged two mandatory items my adjuster left out. I never would have caught that on my own.”
Derek H.
Restoration Contractor · Nashville
Your next supplement letter is
3 minutes away.
Import the adjuster's scope, walk the job, and get a professional supplement letter with code citations and Xactimate line items — before you leave the driveway.
3 free analyses included · No credit card · Cancel anytime